Access Halal P2P financing, collateralize your assets and receive USDC

Enabling you to purchase assets with fixed-fee collateralization and offer re-purchase agreements on your assets to generate yields and ISLM rewards

Welcome to BarakaFi

Our marketplace lets you purchase digital assets using collateral to enter into a repurchase agreement. On the other hand, it allows those with assets to sell them on the platform as part of a repurchase agreement to generate yield.

Finance Repurchase of Digital Assets

Deposit ISLM, DEEN or stISLM as collateral to engage in a repurchase agreement for USDC

Sell your assets in repurchase agreements

Sell your USDC on the platform to generate yield from repurchase agreements

How BarakaFi empowers your finances

Engage in repurchase agreements using your assets as collateral

Generate yield by providing your assets as liquidity

Generate ISLM Rewards

Earn sharia-compliant returns through ethical repurchase agreements using digital assets

Be a Pioneer in Halal P2P DeFi

Step into a new era where every financing of Shariah-compliant finance with BarakaFi. Join the first wave of ethical DeFi, where every loan position aligns with your values. Don’t miss your chance to shape the future — join the waitlist today.

Join Our Waitlist for Early User Benefits

Primary Features

Buy/Sell

Use your digital assets as collateral

Generated yield

Returns are based on profit-loss sharing not interest.

Flexible Terms

Choose from various lending terms that align with your risk tolerance and goals

Audited and Verified

Our smart contracts go through a series of thorough testing and auditing by notable institutions.

Security Audit

Security Audit

Security Audit

Security Audit

$150,000.00

Bug bounty

Holding ISLM gives you access to lower fees and premium lending pools.

Meet Our Shariah Advisors

Sheikh Mohamed Fathiddin Beyanouni

Shariah Advisor

Sheikh Mohamed Abdel Hakim Mohamed

Shariah Advisor

Download BarakaFi fatwa shariah certification

Frequently Asked Questions

What makes BarakaFi Sharia-compliant?

BarakaFi follows Islamic finance rules by eliminating interest (Riba) and focusing on repurchase agreements.

You can use your ISLM or DEEN holdings as collateral to access funds without needing to sell your assets.

BarakaFi operates on a repurchase agreement, where the purchaser agrees to buy back the collateral provided at a future date and price. The price incorporates the fee to the seller of the asset, such as USDC.

Join our waitlist to be the first to access BarakaFi.

Sign up and Join the Waitlist Now

Be among the first to unlock the value of your ISLM or DEEN holdings and access ethical liquidity opportunities.